Core	7.5%
Variable	12.7%

Retirement Planning

When planning for your retirement, there are many factors to consider, including age and investments other than your pension fund. The following links can provide you information about the Wisconsin Retirement System (WRS) and how it may impact your retirement. In addition, several other links have been provided with general information regarding retirement planning. The following links provide specific information about the WRS and general information about retirement planning that may be helpful.

WRS information on the Department of Employee Trust Fund Website

• What Retirees in the WRS Need to Know
• Projecting your Monthly Retirement Benefits
• WRS Retirement Forms and Brochures
• Pre-retirement Planning Course
• Calculating Your Retirement Benefits
• Retirement Planning Checklist
• Effect of Variable Fund on Retirement

  - Cancel Variable Participation
  - Elect to Participate in Variable

Retirement Planning - State of Wisconsin Agencies
   Department of Financial Institutions
      Personal finance and investment issues

   Office of Insurance Commissioner
      Understand Health Insurance Costs Before Taking Early Retirement

    Department of Health and Family Services
       Services for the Elderly

Additional information on the Variable Fund - SWIB Website

• How is the Variable Fund Invested? (PDF requires Adobe Acrobat)
•  Historic Invest Returns & Impact on WRS (PDF requires Adobe Acrobat)

Other Related Sites
The sites noted below could be helpful to your retirement and financial planning. The sites were not created by SWIB , ETF or the State of Wisconsin.

• Social Security Administration
• U.S. Administration on Aging